Heavy Equipment in South Carolina

If you run a contracting business in North or South Carolina, you know that it's vital to protect all of the hard work that goes into every one of your projects. Heavy equipment insurance can allow you to do just that. At Hearl Insurance Agency LLC, serving North Carolina and South Carolina, we're proud to be your one-stop shop for all of your insurance needs.

What Type of Heavy Machinery Insurance Do I Need?

If you're running a business that requires the operation of heavy machinery, you'll likely need to purchase general liability insurance. This can cover many different types of accidents that may occur with excavator use. This type of insurance can also provide coverage if someone not a part of your company team becomes injured.

If you're a private contractor, you'll want to carefully read through your contracts to ensure you have the insurance policies required by your client. Different projects require different types of insurance, and you'll want to be sure you aren't caught off guard.

Builders risk insurance is another type of insurance that can protect your equipment. Usually, this type of coverage will protect you if your heavy machinery is damaged or stolen. This can also help to cover you in the event that problems with your heavy machinery stop you from moving forward on a project as planned.

Workers' Compensation Insurance

In addition to coverage for your equipment, you'll want to be sure to purchase workers' compensation insurance. This pays for the expenses of employees who become sick or injured from a work-related incident. South Carolina mandates that you carry workers' compensation insurance if you have four or more employees on your team.

Contact Hearl Insurance Agency LLC in Aynor, SC

At Hearl Insurance Agency, our team is here to help you protect your business. Reach out to us today to learn more about how we can meet all of your insurance needs.